At Regional Insurance Professionals, our clients describe us as having top-notch expertise, solutions, and service. When it comes to crop insurance, we’re your trusted partner.
Since our founding in 2005, we’ve built a reputation as the premier crop insurance broker in Australia, backed by decades of experience, dedicated expertise, and unwavering commitment.
Count on us as a leading name in agricultural insurance, delivering the coverage and support you need to succeed.
Regional Insurance will find the best insurance policy for you, including comprehensive cover from planting through to harvest and beyond.
Traditional cover is Fire and Hail insurance, which will pay 100% of the yield that is damaged, but only for the yield at the time of the damage. We have also found that the limiting factor with Fire and Hail is the yield that Farmers have nominated at the time of claim. Often, this has been reduced to save insurance premiums and doesn’t reflect actual yields.
If you require more than this, then it’s wise to seek advice to cover all your bases.
At Regional Insurance Professionals, we can help you find policies that let you cover all key stages, in-field, in-silo, and on-the-road, so your whole crop investment is safeguarded.
Policy options can include:
Flexible Premiums/Other Benefits/Extra Harvest Options: Contact our team to discuss which insurance option best suits your situation or if you are looking to make a change.
Our brokers live and work in rural Australia; we know farmers, and we will bat for you.
We have a wide network of Australia’s top crop insurers, giving you access to the best capacity and rates.
Because insurers often limit cover in high-risk areas, having many insurers means we can secure insurance even where capacity is scarce.
We have many ways to help estimate your quote, but the most straightforward is to ask for a few simple details for each paddock:
Location: Approximate latitude/longitude (insurers use this to assess regional risk).
Expected Yield: Your anticipated tonnes per hectare for the crop.
Area & Crop Type: Paddock name/ID, area in hectares, and crop planted.
Price per Tonne: Current market value ($/t) of that crop.
We then calculate each field’s insured value as: Area (ha) × Insured Yield (t/ha) × Price ($/t).
For example, 50 ha × 2 t/ha × $300/t = $30,000.
Summing all paddocks gives the total insured sum, and the insurer’s premium rate is applied to that total. (Keep in mind: location is a material factor. Farms in frequent hail corridors or bushfire-prone zones often attract higher rates than low-risk areas.)
By following this process, we deliver a fair, accurate quote tailored to your farm. Our goal is to make crop insurance simple and affordable, so you can focus on growing a great harvest.
If you’re still unsure or if this kind of quote isn’t quite what you’re looking for, don’t hesitate to reach out.
Our team is here to help. Just give us a call, Ph: (08) 9842 3302
We’re a third-generation family farm, and we originally brought on Regional Insurance Professionals to look after our crop insurance. This was a good test for us – it proved their expertise, solutions, and service were top-notch. Now we’ve placed both our agriculture business insurance AND our personal insurances with Regional Insurance Professionals. Get a quote or have a chat with the guys – you’ll be glad you did.”
Albany: (08) 9842 3302
Kalgoorlie: (08) 9021 2144
122/162 Grand Boulevard, Joondalup WA 6027
Email: insure@regionalins.com.au
