Farmers operate in one of the riskiest environments in the world. In an already risky industry, the added risk of Australia’s unpredictable and severe weather can make things very difficult.

Crop insurance works differently than other types of insurance – it essentially evens out farm income over the years. Farmers pay premiums in profitable years in exchange for substantial payouts in poor harvest years.

Severe storms, hail or bushfire can devastate your crops during the growing season. We can provide you with a range of crop insurance services that cover multi-peril crop insurance, field insurance, wheat insurance and more.

No matter the size of your cropping operation, the number of fields on your farm or the number of different farms you own, Regional Insurance Professionals has crop insurance services designed for Western Australian farmers.

Our crop insurance solutions protect you from a range of risks including hail, fire, chemical overspray, harvested crop, grain or hay, livestock intrusion and straying livestock. There are alternatives to insure rainfall risks under water stress insurance for wheat and sorghum crops.

Crop insurance can provide many benefits, including managing capital and cash flow, reduced financial risk and peace of mind about the future of your farm.

Meeting All Your Crop Insurance Needs

Top-notch expertise, solutions and service are how our clients describe what we do at Regional Insurance Professionals! When it comes to crop insurance, this is just what you need.

We have built a reputation for being the best crop insurance broker over the years ever since our company was founded in 2005. Decades of experience, expertise and commitment have contributed to making us a leading name in agriculture insurance.

Why go in for crop insurance?

When you own a hobby farm, protecting your crop is the only way to ensure its success and growth. While you do everything you can to safeguard your crops, some things are not under anyone’s control. These include natural disasters or fires that damage crops, buildings or machinery, weather changes or other unexpected situations that lead to business interruptions.

You know your crops best! Based on the yield, risks that you anticipate and extent of cover you need for complete peace of mind, we can tailor the crop insurance for you. As a company that understands the farming sector intimately, we can offer the ideal crop insurance that takes care of all risks.

What makes us the obvious choice for crop insurance?

Regional Insurance Professionals, as a leading crop insurance broker, gives you optimum value for your money and the most reliable advice and support to enable you to thrive in the farming business. We not only provide insurance cover but are your trusted partners in risk management for all aspects of farming and risk mitigation. Most of all, you get to experience complete peace of mind knowing that your crops are with trusted insurance and risk management experts.

Here are some of the Regional Insurance Professionals advantages:

  • Competitively priced multi-peril crop insurance for Australian farmers.
  • Our crop insurance takes care of the vagaries in yield or weather enabling you to pay during profitable years while benefiting from substantial payouts in poor harvest years.
  • Wide-ranging multi-peril crop insurance, field insurance, wheat insurance and other crop insurance products.
  • We have the right crop insurance for every size of farming or cropping operation. We can cover any number of fields on your farm or any number of farms that you own.
  • Flexible Premiums – Higher excess, After harvest payments
  • Agreed minimum yield.
  • We have the widest crop insurance solutions that provide maximum protection and covers risks that were previously uninsurable as well including:
    1. Hail
    2. Fire
    3. Transit cover
    4. Stored crops

With us, you are not only ensured of peace of mind but can make more insightful cropping decisions.

Free yourself from anxiety! Get the best crop insurance quotes from the leading experts. Contact us today to know more.


Insurance is generally seen as a cost rather than a tool to create positive outcomes. Insurance should be the cornerstone of your cropping decisions, It allows you to make positive decisions for cropping program knowing that the community has your back, via their premiums in the pool of funds spreading the risk.

Crop Insurance is a Financial/ Risk management tool that farmers can use to share the risk with the community, insurers, international re insurers.

Traditional cover is Fire and Hail insurance which will pay 100% of the yield that is damaged but only for the yield at the time of the damage. If a peril covered by the Multi-Peril reduces the yield, say from 3.0 to 1.0 tonnes per hectare (example used to make my math easier) you are only paid that yield at 1.0 per hectare for a Hail and Fire Claim, Which leaves you with only 33% of your hectare income, in a total loss situation.

Depending on how widely spread out your operation is, a total loss from Hail or Fire might be unlikely if, for example the properties are 20kms apart. In comparison a farmers operation that is together in one area, the chance of a total loss from Hail and Fire is possible and we have seen this before.

The limiting factor with Fire and Hail is the yield Farmers have nominated at the time of claim. Often this has been reduced to save insurance premiums and reflects actual yields.

Fire and Hail Insurance

  • Crop Insurance Options
  • Agreed value
  • Reducing Excess
  • Extra Harvest Options
  • Flexible Premiums – Higher excess, After harvest payments
  • Stored Crop – Cover available in Silo and Silo bags(limit to $10,000)
  • Transit cover
“We’re a third generation family farm, and we originally brought on Regional Insurance Professionals to look after our crop insurance. This was a good test for us – it proved their expertise, solutions and service was top notch. Now we’ve placed both our agriculture business insurance AND our personal insurances with Regional Insurance Professionals. Get a quote or have a chat with the guys – you’ll be glad you did.”

– Grateful Client, Joondalup, WA

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