At Regional Insurance Professionals, clients praise our expertise, solutions, and service. Since 2005, we’ve been one of Australia’s top agricultural barley insurance brokers, with decades of experience. Trust us to help find you the best deal for your barley insurance.
At Regional Insurance, we understand the challenges barley producers face daily, from pests, weather conditions, and unplanned events that cause your farm to lose capital. Barley is a valuable crop, and protecting your investment is essential.
Barley insurance is often viewed as a cost rather than a tool to achieve positive outcomes. Think of barley insurance as a Financial/Risk Management tool that farmers can use to share risk via insurers and international reinsurers.
There are a lot of insurers on the market, and most of them offer policies you might not need. That’s why we’re here to help. As your insurance broker, we will find the best policy that suits your situation.
Protects against barley loss from severe storms, hailstones, or fire events, paying out the insured yield. This is critical coverage in Australia’s variable climate.
Pest infestations and disease outbreaks threaten barley yields. Barley crop insurance covers crop damage from these threats, protecting your financial stability and farm operations.
An optional excess deductible that falls as the damaged area increases, lowering your base rate. In simple terms, the worse the damage, the less excess you have to pay.
Protects harvested barley stored in silos or silo bags, as well as barley in transit. This ensures your crop is protected from the paddock through to delivery.
Contact our team to discuss which insurance option would best suit your situation or if you’re looking to make a change.
Our brokers live and work in rural Australia; we know farmers, and we will bat for you.
We have a wide network of Australia’s top agricultural insurers, giving you access to the largest capacity and competitive rates.
Because insurers often limit coverage in high-risk areas, having multiple insurers means we can secure coverage even where capacity is scarce.
Whether you have one paddock or multiple properties, we can insure them all. You can cover multiple fields of barley or an entire barley farm on a single policy, keeping things simple and clear, or we can help you mix and match policies based on your situation. We will always negotiate the best rates for your farm, no matter the size.
Take advantage of coverage options tailored for barley farmers, such as arranging coverage early with no payment until after harvest, or choosing a higher excess to lower your premium. These options help manage costs effectively without compromising your barley crop protection.
We ensure your policy covers the biggest threats, hail, fire, transport accidents, and more. In addition to standard perils, our brokers find that plans often include extra benefits (such as firefighting or replanting costs) to minimise your losses and recovery time.
With the right insurance in place, you can make bolder cropping decisions to maximise your barley production. Crop insurance acts as a safety net that transfers risk and helps you recover from setbacks. In practice, this means you can weather a bad season without jeopardising your entire barley operation.
We have many ways to help estimate your barley insurance quote, but the most straightforward method uses this formula:
Required Details for Each Barley Paddock:
Calculation: We calculate each field’s insured value as: Area (ha) × Insured Yield (t/ha) × Price ($/t)
Example: 50 ha × 2.5 t/ha × $280/t = $35,000
Summing all paddocks gives your total insured sum, and the insurer’s premium rate is applied to that total.
Important Note: Location is a material factor. Farms in frequent hail corridors or bushfire-prone zones often attract higher rates than low-risk areas.
By following this process, we deliver a fair, accurate quote tailored to your farm. Our goal is to make barley insurance affordable, so you can focus on growing a great harvest.
Barley crop insurance can protect your investment in barley production by covering losses from specified perils such as hail, fire, pest infestations, and disease. It helps you recover financially from events beyond your control.
Standard coverage typically includes fire, hail, and weather-related damage. You can also add pest and disease coverage, storage and transit protection, and other optional benefits. Contact us to discuss which perils are most relevant to your farm.
Your premium is based on several factors: the total insured value of your barley (calculated as area × yield × price), your farm’s location (especially proximity to hail corridors or bushfire zones), your excess/deductible choice, and your claims history. We provide a personalised quote based on your specific paddocks.
You have complete flexibility. You can insure a single paddock, multiple paddocks, or your entire barley operation on one or multiple policies. We’ll help you structure coverage in the way that makes the most sense for your situation.
High-risk areas (hail corridors, bushfire-prone zones) do attract higher premiums. However, our network of multiple insurers means we can often find competitive rates even in high-risk areas where some insurers won’t offer cover. Contact us to discuss your specific location.
The best time is before planting, ideally when you’re planning your crop. This allows us to secure the best rates and ensures you’re covered from the moment your crop is in the ground.
Reducing excess is an optional feature where your excess (deductible) decreases as the damaged area increases. This means the more significant your losses, the less you pay out of pocket, helping ease the financial burden during difficult seasons.
Simply contact us with details for each barley paddock: location, expected yield, area in hectares, and current barley price per tonne. We’ll calculate your insured value and provide a competitive quote. You can reach us at (08) 9842 3302.
Contact us immediately when a loss occurs. We’ll guide you through the claims process, working with the insurer to assess damage and process your claim as quickly as possible. Our team advocates for you throughout the entire process.
Yes. Your circumstances change, and so can your insurance needs. Contact us anytime to discuss adjustments, additional coverage, or other options that might better suit your situation.
As a broker, we represent multiple insurers and can compare rates and coverage options on your behalf. We have deep knowledge of the market and can often secure better rates and capacity than you could access independently. Plus, we’re on your side; we understand farming and advocate for your interests.
We’re a third-generation family farm, and we originally brought on Regional Insurance Professionals to look after our crop insurance. This was a good test for us – it proved their expertise, solutions, and service were top-notch. Now we’ve placed both our agriculture business insurance AND our personal insurances with Regional Insurance Professionals. Get a quote or have a chat with the guys – you’ll be glad you did.”
Albany: (08) 9842 3302
Kalgoorlie: (08) 9021 2144
122/162 Grand Boulevard, Joondalup WA 6027
Email: insure@regionalins.com.au
