Crop Insurance

Meeting All Your Crop Insurance Needs

At Regional Insurance Professionals, our clients describe us as having top-notch expertise, solutions, and service. When it comes to crop insurance, we’re your trusted partner.

Since our founding in 2005, we’ve built a reputation as the premier crop insurance broker in Australia, backed by decades of experience, dedicated expertise, and unwavering commitment. Count on us as a leading name in agricultural insurance, delivering the coverage and support you need to succeed.

How Farmers can use Crop Insurance to their Advantage

Regional Insurance will find the best insurance policy for you, including comprehensive cover from planting through to harvest and beyond.

Traditional cover is Fire and Hail insurance, which will pay 100% of the yield that is damaged, but only for the yield at the time of the damage. We have also found that the limiting factor with Fire and Hail is the yield that Farmers have nominated at the time of claim. Often, this has been reduced to save insurance premiums and doesn’t reflect actual yields.

If you require more than this, then it’s wise to seek advice to cover all your bases.

At Regional Insurance Professionals, we can help you find policies that let you cover all key stages, in-field, in-silo, and on-the-road, so your whole crop investment is safeguarded.

Fire & Hail

Protect your crops against damage caused by fire or hail, helping reduce the financial impact of unexpected weather or seasonal risk.

Agreed Value

Set an agreed crop value upfront, giving you greater certainty around what your insured crop is worth if a claim is required.

Reducing Excess

A reducing excess option can help lower the amount payable on larger insured losses, giving farmers added protection after serious crop damage.

Storage & Transit Cover

Protect harvested crops while they are stored or transported, helping safeguard your crop beyond the paddock and through key post-harvest stages.

Why Choose Regional Insurance Professionals

Our brokers live and work in rural Australia; we know farmers, and we will bat for you.

We have a wide network of Australia’s top crop insurers, giving you access to the best capacity and rates.

Because insurers often limit cover in high-risk areas, having many insurers means we can secure insurance even where capacity is scarce.

We Can Help With

Any Farm Size

Whether you have one paddock or multiple properties, we can insure them all. You can cover multiple fields or farms on a single policy, keeping things simple and clear or mix and match policies depending on your situation. But we will always help negotiate the best rates for your farm, no matter the size.

Flexible Premiums & Payment

Take advantage of options that fit your budget, for example, arrange cover early with no payment due until after harvest, or choose a higher excess to lower your base premium. These choices help you manage costs without skimping on cover.

Comprehensive Risk Protection

We ensure your policy covers the biggest threats, hail, fire, transport accidents, and more. In addition to standard perils, our brokers find plans often include extra benefits (like fire-fighting or replanting costs) to minimise your losses.

Peace of Mind

With the right insurance in place, you can make bolder cropping decisions. Farm insurance acts as a safety net that transfers risk and helps you recover from setbacks. In practice, this means you can weather a bad season without jeopardising your entire operation.

We Can Help With

We have many ways to help estimate your quote, but the most straightforward is to ask for a few simple details for each paddock

Summing all paddocks gives the total insured sum, and the insurer’s premium rate is applied to that total. (Keep in mind: location is a material factor. Farms in frequent hail corridors or bushfire-prone zones often attract higher rates than low-risk areas.)

By following this process, we deliver a fair, accurate quote tailored to your farm. Our goal is to make crop insurance simple and affordable, so you can focus on growing a great harvest.